Sanction Scanner Blog

FinCEN registration does not authorize you to operate in a single state. Learn how state money transmitter licensing works, who needs an MTL, what the licensing process really costs in time and capital, and how the MTMA is reshaping a 50-state patchwork.

The CFO of a national oil company is a PEP, even without a political title. Learn why SOE executives qualify as politically exposed persons, how the link hides in ownership layers, and where it collides with OFAC's 50% Rule.

PEP Screening for Non-Profits: Donor Due Diligence Guide: How charities screen PEP donors, partners and trustees without over-screening beneficiaries. FATF R.8, OFSI rules, source of wealth, and a practical checklist.

How PEPs hide behind trusts, nominees, and layered companies, and how compliance teams can screen every role and layer to find the real owner.

OFAC tells you who you can't do business with. FinCEN tells you how to detect and report suspicious activity. A complete guide to the two US Treasury bureaus and how to comply with both.

GTOs are no longer just about real estate. From $1,000 cash reporting on the Southwest border to the RRE Rule struck down in federal court, learn which businesses are covered today, what they must file, and what non-compliance costs.

FinCEN's 8 National AML/CFT Priorities are becoming a program requirement under the April 2026 NPRM. A complete guide to each Priority and how to integrate them into your risk assessment. 

The BSA officer is one of the few roles where getting it wrong means personal liability, from six-figure penalties to prohibition orders to criminal charges. Learn the full scope of duties, the independence the role legally requires, and how to protect yourself.

Elder financial exploitation generated $27B in reported suspicious activity in one year. A complete guide to EFE red flags, FinCEN's 2022 Advisory, monitoring, and SAR filing.